Law Practice Areas
- Chapter 7 -- A chapter 7 proceeding is a liquidation. Individuals, corporations, partnerships and other legal entities can file for relief under Chapter 7. Simply stated a trustee is appointed to take possession of any assets of the debtor for the purpose of liquidating them and paying creditors on a pro-rata basis. In a chapter 7 case only individuals are entitled to a discharge of debt.
- Chapter 11 -- Most often business entities such as corporations and partnerships file for protection under Chapter 11. However, individuals also are entitled to and can find relief from creditors in a Chapter 11 proceeding. A debtor gets a "breathing period" for a short period of time and then must propose a feasible plan to demonstrate the ability to reorganize and continue its financial operation. It is a lengthy process.
- Chapter 13 -- Often referred to as a wage earner plan, Chapter 13 permits individuals only to make monthly payments on their debts through the office of the Chapter 13 Trustee who administers the case. Persons who file Chapter 13 are typically permitted to retain their homes and vehicles and other assets so long as they meet the requirements of the Bankruptcy Code. The debtor must have a regular income to qualify as a Chapter 13 Debtor; however that does include self-employed persons as well.
- Mortgage Foreclosure Defense
- Defense of Debt/Credit Card Collection
Richard L. Hirsh has many years of experience representing and advising individuals, business entities, lenders, and bankruptcy trustees in all aspects of creditors' rights and insolvency matters, including the reorganization of financially distressed companies. He has represented and counseled chapter 7 trustees in liquidation cases, and represented the non-debtor spouses of individuals in bankruptcy in how to protect their assets. Richard L. Hirsh, P.C. handles a number of select matters. He brings to your case more than 25 years of practicing law in the Chicago area. Your matters are important to Mr. Hirsh. Your phone calls will be returned. Your questions will be answered. You will be treated with respect and careful attention.
This firm has served hundreds of satisfied clients in Lisle, Naperville, Downers Grove, Joliet, Bolingbrook, Wheaton, Plainfield, and Aurora.
This law firm is a debt relief agency; it helps people file for bankruptcy relief under the United States Bankruptcy Code.
Courthouse, Pontiac, Livingston County, Illinois
Practice concentrated in bankruptcy, and related litigation for debtors and creditors; mortgage foreclosure defense for residential and commercial properties; real estate and other litigation. Experienced in appellate practice.
Representative clients: Individuals, corporations, partnerships and other business entities; creditors, landlords, real estate investors; Counseling for non-debtor spouses.ADMITTED TO PRACTICE:
- Illinois Supreme Court
- United States Court of Appeals for the Seventh Circuit
- United States District Court, Northern District of Illinois (includes Bankruptcy Court)
- United States Customs, Assistant Regional Counsel, 2/77 - 6/80 Chicago, IL
- In connection with Customs Service, was appointed Special Assistant United States Attorney for certain Customs matters. 1980
- Attorney, United States Customs Service, Office of Regulations and Rulings, Regulations Division, Washington, D.C. 1976/77
- Chicago-Kent College of Law Illinois Institute of Technology, Chicago, Illinois
- Juris Doctor awarded With Honors, June 1976
- Illinois State Bar Association
- Dupage County Bar Association
Richard Hirsh is a photo hobbyist. You can view his photographs at www.rlh.smugmug.com.